House Bill 1274, introduced by Representative Shanda Yates during the 2026 regular session, takes direct aim at how carriers handle no-fault incidents, and it comes with teeth. The proposal would prevent insurers from raising rates, tacking on surcharges, canceling policies, or refusing renewals based on accidents where the policyholder was not at fault. Breaking these rules won’t just mean a slap on the wrist. Violators must refund any premiums overcharged and pay a fine of three times that amount or $1,000, whichever is greater. Insureds who take their carrier to court and win will also collect attorney’s fees.
Mississippi proposes triple damages when insurers penalize no-fault accidents & more related News Here
