U.S. casualty insurance has shifted from a cyclical, challenging market to a structurally higher and more disciplined bottom line, and this reality is redefining the operations of brokers, carriers and underwriters. As nuclear verdicts increase, litigation funding increases, and jurisdictional risk intensifies, casualty programs become harder to structure, thresholds for protection become tighter, and clients are under greater pressure to prove their control. At the same time, competition is quietly returning, underwriting is more data-driven than ever, and sophisticated buyers expect guidance, not just quotes. For forward-looking insurance professionals, understanding where casualty is headed in 2026 offers an opportunity to increase your value, differentiate your advisory role, and capture new business opportunities.
This white paper distills the latest RPS casualty market information into clear, actionable guidance for U.S. insurance professionals. You’ll see how carriers, reinsurers and brokers are responding to structural change, what’s really driving rate and capacity decisions, and how leading companies are using data, risk management and creative program design to protect customers and win business. The report shows you how to translate complex market forces into a practical game plan so you can set credible expectations with underwriters, prepare stronger submissions, and negotiate more effectively with underwriting partners.
By downloading the white paper, you will learn how:
- Indicate where primary rates are stabilizing and where additional layers remain under pressure.
- Assess the real impact of nuclear decisions, social inflation, and third-party litigation financing on casualty outcomes.
- Tackle capacity challenges in high-stress sectors such as construction, residential, public institutions and hospitality.
- Engineer smart towers using quota shares, facilities, vertical splits and integrated GL-environment programs.
- Leverage telematics, security protocols and documentation to present a best-in-class risk profile.
- Strengthen your position with carriers through better storytelling, data usage and earlier renewal engagement.
Download the 2026 US Casualty Insurance Market white paper now to secure your lead before the next renewal season arrives.