Insurance Business – Technology and Change
Two confirmed data points from Allianz Commercial UK’s 2026 risk assessment – cyber is on top, growth in AI
Data Note: The source (Adam Lloyd, Allianz Commercial UK, February 2026) confirms two specific positions: Cyber remains #1, and AI moves from #5 to #2. Full rankings for all other categories were not published. The positions shown for other risks below are directional only, based on editorial context from the same source – they are not verified ranked positions.
Source: Adam Lloyd, Chief Underwriting Officer, Allianz Commercial UK, as reported in Insurance Business, February 2026. Only two positions are explicitly confirmed in the source: Cyber at #1 (both years) and AI moving from #5 to #2. The other category of terms are directional editorial references. Graphic: Insurance Business Editorial.
What the $250 million settlement tells D&O and technical E&O underwriters
The relaunch comes with an expensive backdrop that professional line underwriters should not ignore. At WWDC 2024, Apple placed Siri at the center of Apple Intelligence and marketed the features extensively, including a television commercial featuring actor Bella Ramsey in which Siri helped identify a person from a previous meeting. The feature was never delivered. Apple withdrew the ad and ultimately settled the consumer class action for $250 million in May 2026, just weeks before Monday’s event.