Pricing at a glance
AI Platform Cost · June 2026 · USD per user/month
Pricing Comparison: Main AI Platforms
Membership level only. Enterprise pricing for all platforms was negotiated separately.
free level
standard paid
power user
Be hidden/be careful
chatgpt
OpenAI · GPT-5.5
cloud
Anthropic Opus 4.8
Gemini
Google · 2.5 Pro
Enterprise requires Google Workspace base subscription – add $14-22/user/month to the above figures.
co-pilot
Microsoft M365
Copilot Business requires M365 base subscription (~$12.50/user/month). Total cost is 2-4× a standalone cloud or ChatGPT plan.
grok
xAI · Grok 4
deepseek
Chinese open-source
ChatGPT (GPT-5.5) – the familiar workhorse
GPT-5.5 is the model most people started with, and it is still the default for many teams. It’s not just inertia – it actually handles a wide range of tasks well. Drafting, summarizing, researching, creating workflows: it’s the most versatile of the main platforms, and its interface is the easiest to pick up. The Custom GPT feature lets teams create customized tools without a developer, which is useful for brokers who want a document-review assistant configured for their specific policy types or a first-draft generator for standard client letters.