The AMA’s April 2026 Policy Research Perspective report confirmed that medical liability premiums increased for the seventh consecutive year in 2025, with a 39.9% premium increase – the highest rate outside of the 2024 peak of 49.8% since 2005. The increases were concentrated in Pennsylvania, where reported premiums increased by 92.2%, and New York, where they increased by 95.7%. There is a serious crisis behind the premium trajectory: Average awards for major malpractice cases have more than doubled in 2025, verdicts of more than $10 million have more than doubled since 2015, and S&P Global found that physician-related payments of $500,000 or more were 36.5% of all payouts in 2024 – a new high. Doctors Company itself has described the current environment as “an era marked by nuclear malpractice decisions”. Its own commissioned research estimates that economic and social inflation will add $4 billion to insured losses and expenses in the physician-focused segment over the decade ending in 2024.
Doctors Company closes $1.3 billion ProAssurance acquisition & more related News Here
