On Friday 22 May, finance expert Laura Pomfret joined Morning Live to talk about the rise of County Court Judgments (CCJs) across the UK, known as decrees in Scotland, which are issued to individuals who fail to repay money they owe.
Laura explains why the number of CCJs has increased, what your options are if you get one, and advice on how to avoid an unpaid debt becoming a court case.
To know the steps and court forms involved in asking a court to change the terms of a CCJ or decree, such as requesting payment in instalments, or even how to set aside a judgment, you can click on the link below.
For England, Wales and Northern Ireland you can click here., external
For Scotland you can click here., external
Laura also mentioned temporary protection from your creditors while you seek debt counseling and make a plan.
In England and Wales this is called breathing space and you can find information about it by clicking here., external
In Scotland this is called a moratorium, and you can find more information on this here., external
